What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Iowa Loses Major Health Insurer

The Principal Financial Group is the third largest health insurance company in Iowa, and they have decided not to sell health insurance any longer thanks to Obamacare. Remember, if you like the plan you have you can keep it, President Obama promised. So much for that. And so it begins, as in Massachusetts, health insurance companies are going out of business, leaving the policyholders to buy other more expensive/lower benefit plans from another carrier. I’ve said it once, I’ll say it a million times, this was always the plan. The fastest way to the government being your insurance company is to get rid of your competition through business-busting mandates.

Another effect Obamacare will have on the market is when these millions of additional insured enroll, they are going to find it extremely difficult to find a doctor. By 2015 there will be a doctor shortage of 63,000, never mind the fact that existing physicians are dropping out of Medicaid in droves due to lower federal reimbursement rates. Just imagine the emergency room lines filled with patients that have no doctor. And who will pay for these people, you and I, at an average rate of $2500 per visit instead of the standard $60 for an urgent care center or office visit.

The icing on the cake for Iowa… Principal is laying off 1500 employees.

Michael Higgins


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Posted by:
Michael Higgins

Posted on:
October 1st, 2010

Posted in: