What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

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— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Obamacare and Job Loss

Nancy Pelosi’s oft quoted statement about passing Obamacare so that we can, “find out what’s in it,” has come back to haunt the American people once again.

There are jobs in China included in the Obamacare mess, what’s not in it are jobs for Americans. Boston Scientific, a medical-device manufacturer, recently announced that they will cut up to 2700 jobs in America to save money and remain competitive. The company also announced that they will hire 1000 people in China. The most shocking part of the announcement was the reason given for this move overseas. Apparently the company feels that there is less government oversight in China, and lower costs of course thanks to the lack of unions. Not in my lifetime did I ever think China would be more business friendly than the U.S.A.

Obamacare has a new tax buried in the 2000 plus page law, one that adds a 2.3% tax, in addition to other taxes paid, on medical-device makers. This is business, where 2.3% can be the average profit margin of an entire industry, and adding such a tax can cause huge ramifications. Simply adding this extra cost onto the final price tag of the device is not an option. Competition from abroad won’t allow such a thing, along with the fact that our government continues to cut reimbursement rates on these devices instead of cutting benefits as they must.

It’s not as though Boston Scientific and all the hundreds of other medical-device manufacturers did not warn the administration before Obamacare was passed into law. They made it very clear that many jobs will be lost in America and go elsewhere if the tax survived in the final law. It did survive, and the jobs are gone, resulting in thousands of Americans out of work and on unemployment insurance and food stamps.

Michael Higgins

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Posted by:
Michael Higgins

Posted on:
January 31st, 2012

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