What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



True Or False?

Will ObamaCare slow the growth of health insurance rates for individuals, families, businesses, and the government? False. Medicare’s top actuary says that every provision in the bill designed to control costs will do little to control future cost growth.

Will ObamaCare actually reduce medical spending and costs over the next ten years? False. Again, according to the top actuary at Medicare, the government and citizens combined will spend an additional $562 billion dollars more in the next ten years than if ObamaCare had never been enacted.

Will you be able to keep your Arizona health insurance policy if you like it? False in many cases. Small employers are going to drop their existing coverage because it will be cheaper for them to simply pay the fine imposed by Obamacare. Medicare’s top actuary believes that 14 million individuals and families will lose their health insurance coverage because of this, and forced to enroll in a government plan instead.

If you make less than $250,000 a year will you see any form of tax increase due to ObamaCare. True. In the first ten years ObamaCare will cost $2.5 trillion dollars. ObamaCare has $569 billion dollars in brand new taxes on things like prescriptions, tanning salons, medical devices, and even Arizona health insurance policies. Obviously these new taxes will trickle down to the end user, you and me.

As I have said many times in the past, ObamaCare is designed to force the health insurance companies to go out of business so that the government can take over the entire industry. President Obama said in 2008 when referring to his, “Healthy America,” plan that is was designed for, “making health insurance universal.”

For all the time spent, the money spent, the rallies, the hassles creating ObamaCare, the top Medicare actuary says that in 2019 23 million people will still be uninsured.

Michael Higgins


An Arizona health insurance broker.

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Posted by:
Michael Higgins

Posted on:
May 3rd, 2010

Posted in: