What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



High Risk Pool Troubles

Because there is only $5 billion dollars for the new federal high risk pool health insurance program,, the government hasn’t ruled out turning away the sickly because funds have run out. The money is supposed to last until 2014 when all insurance companies are to accept everyone that applies.

Administration folk say that they can make changes to the program, or cut benefits, to stretch out the money. The lead actuary of Medicare states that the money will only cover two hundred thousand people with serious pre-existing conditions. That would leave hundreds of thousands, possibly millions, still uninsured. Premiums will range from $150-$1000 a month depending on demographics.

Here are the guidelines for health insurance with Blue Cross Blue Shield of Arizona on an individual/family basis,

Michael Higgins


An Arizona health insurance broker.

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Posted by:
Michael Higgins

Posted on:
July 4th, 2010

Posted in: