What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Employers Will Pass Health Insurance Costs On

A new survey was released today of 661 HR administrators for businesses throughout the country. The findings were not surprising, yet still disturbing.

90% of the Hr reps believe that their group health insurance premiums will rise due to ObamaCare.  About the same number plan on passing on the increased medical insurance premiums on to their employees. 75% plan on cutting back on health insurance benefits.

Retirees should be very concerned. Many employers are now considering dropping their health insurance packages for retirees all together.

If Obama doesn’t outlaw HSA’s, 58% of HR folks say they will offer such health insurance coverage. Health Savings Accounts are being attacked by this administration. HSA’s are where the smart money goes when shopping for medical insurance. The administration would rather have enrollees insured with low deductible plans that they offer.

Michael Higgins


An Arizona health insurance broker.

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Posted by:
Michael Higgins

Posted on:
June 3rd, 2010

Posted in: